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Purchase Long Term Care Insurance


Knowing when to buy and whether to buy long term care insurance is important. Buy long term care insurance when you are younger and healthy.

Here are the answers to two common questions people ask about long term care insurance.

1. When is the right time to buy long term care insurance?

The best time to buy long term care insurance is when you are younger and healthy.  The younger you are when you purchase long term care insurance, the lower the premiums will be.  If you are healthy, you will benefit from a good health discount.  Most people buy long term care insurance in their 50s.  The average age to buy long term care insurance is 58.  But your own individual circumstances may make it smarter to buy younger or a bit older.  If you have a family history of chronic health conditions, such as Parkinson’s, or Alzheimer’s you may want to get a long term care policy in place when you are younger.

2.  Why should I purchase long term care insurance?

Long term care insurance takes care of you when you can’t take care of yourself.  But its real benefit is to your family members who will not face the financial and emotional burden of figuring out how to provide for your care.  So people purchase long term care insurance to protect their family from financial hardship and also to provide a choice of care.  Single people often purchase long term care insurance to make sure that they will be able to get the help they need when they can no longer take care of themselves.  It is also good to remember that long term care knows no age.  People under the age of 65 may find they need long term care assistance due to an accident.

At iQuote.com you’ll find experienced long term care insurance agents  who can help you find affordable long term care insurance plans. When you are ready to get long term care insurance quotes and buy long term care insurance, you’ll find that we offer a choice of long term care insurance companies in all 50 states and the District of Columbia.  Get an iQuote for long term care insurance now or call 1-800-352-9742.


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